Banxware – Flexible financing for your business needs

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Credit line of up to €5 million to finance working capital, inventory growth and seasonal demand

Instant financing: Fast payout within 24 hours

Fully digital application process

Company profile

Banxware is Germany’s leading provider of embedded financing solutions for SMEs. As the official financing partner of OTTO Market, Banxware enables OTTO Market partners to access working capital loans and credit lines directly through a fully digital application process.

Benefits for OTTO Market Partners

  • Credit line of up to €5 million for working capital, inventory expansion and seasonal pre-financing
  • Banxware Instant Financing: Fast payout within 24 hours
  • HVB FlexFinancing powered by Banxware: Revolving credit line financed by HypoVereinsbank
  • AI-powered credit decisions based on your actual sales data – no traditional bank appointments required
  • Fully digital application process